You or your attorney will have 24 to 48 hours to oppose this matter… Sometimes the collectors use fictitious names that imply they are or are affiliated with a law firm.

The court order shuts down the operation, pending trial.

Imagine getting a phone message like this: This is the Civil Investigations Unit.

Phantom debts – sounds a little like a ghostly Halloween prank. Some fake debt collectors may try deception and threats to pressure you to pay debts that you don’t owe.

The FTC recently obtained a temporary restraining order in a case against debt collectors, Pinnacle Payment Services, Lisa Jeter, her partners and related companies about just these kinds of practices.

I was verbally THREATENED with immediate arrest, if I didn't pay up via credit card/debit card for a supposed "payday loan debt".

The man was insulting, rude, and yelling over the phone.

The message says very important, please press 1 to speak with a representative. More than anything, it is a nuisance having this call every morning. These people, who work in a place like that, will perish into eternal flames using their scripted tactics.

When I press 1 I am on hold, then I get a dial tone. THEY will threaten, and warn you that there is a WARRANT FOR YOUR ARREST, in your County.

Don’t give or confirm any of your financial or other sensitive information, either.