Most banks will honor a postdated check even though it is paid before the date on the check.

You postdate a check by writing a future date on it.

To defraud someone in such a way for goods and services is illegal in all states.

The amount of the check will not be drawn from the account until the date written on the check.

For example, a check written on the 14th of the month but dated for the 28th will not be cashed for another two weeks.

Your request should include the recipient's name, your account and check numbers, and the check's amount.

Check recipients can either decide to accept or not accept a post-dated check.

Therefore, the company's August 31 balance sheet will report that the customer's $1,000 accounts receivable is still due.

Any check or draft that has a future date written upon it by the user.

The rules for postdated checks are outlined in Article 3, Section 113 of the Uniform Commercial Code.

These checks are frequently used by customers who take out payday loans.

If you want to write a postdated check just hoping it won't be cashed before a certain date, check your state's law first.

Some states, including California and Georgia, place responsibility on check writers to ensure their checks are not cashed or deposited too quickly.

Other states, like West Virginia, place responsibility on the person the check is written to.